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Find Out If You Qualify
Do you have a hardship?
(Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.)
Yes
No
Is your home 'upside down'?
(Your home is worth less than what you may owe on it.)
Yes
No
Do you have any money that you can draw on to make your payments?
(Do you have any money you can use towards your mortgage payment?)
Yes
No
Do you want to save your credit from a bankruptcy and/ or foreclosure?
(Bankruptcy and/or foreclosure will damage your credit for 7 - 10 years.)
Yes
No
Have you missed any mortgage payments?
(Banks may approve a short sale if missed mortgage payments are inevitable.)
Yes
No
Is your property currently listed for sale with a real estate agent ?
(Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.)
Yes
No
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